Agility Capital Holding files 2025 annual report, outlines real estate and restaurant plans

By AI, Created 10:03 AM UTC, May 20, 2026, /AGP/ – Agility Capital Holding filed its 2025 Annual Report and audited financial statements with Euronext and the Authority for Financial Markets on April 30, 2026. The filing details higher revenue and EBITDA, lower cash, new real estate projects in Peru and Nicaragua, and an expanded push into restaurant investing and advisory services.

Why it matters: - Agility Capital Holding is signaling a broader shift from a small-cap balance sheet toward a mix of real estate development, restaurant investing and advisory services. - The filing shows improved operating performance in 2025, but also higher debt and lower cash as the company funds new initiatives. - The company is trying to build new fee- and asset-backed revenue streams before it fully scales the new businesses.

What happened: - Agility Capital Holding filed its 2025 Annual Report and audited consolidated financial statements with Euronext and the Authority for Financial Markets on April 30, 2026. - Copies of the annual report will be available on the company’s website and on SEDAR. - The report covers performance through Dec. 31, 2025.

The details: - Revenue from continuing businesses rose $1.5 million, or 8.6%, in 2025. - Adjusted EBITDA increased $187,000, or 6.7%. - Consolidated loss from continuing operations narrowed to $667,000, helped by foreign exchange losses and one-time items. - Gross borrowings rose to $5.6 million from $5.3 million. - Lease and hire-purchase obligations increased to $6.8 million from $4.0 million, mainly because of new lease extensions through 2036 in Latin America. - Cash and cash equivalents fell to $2.2 million from $4.7 million. - Gross debt rose to $12.4 million from $9.3 million. - Net debt increased to $10.2 million from $4.6 million. - About $6.8 million of net debt is tied to lease and hire-purchase obligations. - The company said its traditional net borrowings are less than $3.4 million. - Agility said it is stabilized, but at low levels of capitalization. - The company said it may seek alternative ways to capitalize.

The details: - Agility is converting a 7,936 square meter office complex into 71 condominium apartments, 40 mini store rooms and 78 parking spaces. - The project has master plan permits that allow pre-sales. - The company has pre-sold 39 apartments for about $5.7 million. - The construction budget is now forecast at about $4.5 million. - The value of the remaining property to be sold is estimated at about $12 million. - Full delivery and sales are expected between late 2026 and early 2027. - Final construction plans and related permits are still pending. - Existing office tenants remain in place for now, but the company expects to end leases and start condo conversion by Q2 2026. - The company leased an 8-story, 1,811 square meter office building near Kennedy Park in Miraflores, Lima, Peru. - Agility has an option to buy that building for $1.8 million through July 31, 2027. - The company is seeking permits for interior renovations. - Tenants are expected to begin moving in June 2026. - Agility expects the Lima property to be cash flow positive by Q4 2026. - Agility owns a 56% interest in a Nicaraguan holding company with about 17,506 square meters of land across five parcels. - The company bought about 9,000 square meters of land for about $241,000 to develop a new food park prototype and additional commercial real estate. - The food park is expected to open by Q1 2027.

The details: - Agility said its U.S. restaurant strategy is centered on emergent, leaderless categories and early-stage brands. - The company created DineRock Capital, a wholly owned subsidiary, to support that strategy. - DineRock’s goals include senior-secured private credit, equity investment, accelerator advisory services and eventual exits or long-term holdings. - Agility has invested in restaurant brands through three holding companies in the New York City area, the Washington, D.C. area and Texas. - The company owns a 10% stake in the holding company behind Chasin’ Tails, Nue, Roll Play, An, Teas n’ You and Lei’d. - Agility owns a 70% stake in the holding company with IP and development rights to Alyce and One World Pizza. - Agility is the senior lender to the company that operates the first two locations of Alyce and One World Pizza. - Agility owns a 90% stake in the holding company with development rights for Saucy Mama’s. - Agility is also a lender to the company operating the first Saucy Mama’s location. - The company works weekly with its restaurant partners on optimization and scaling. - Agility said several of these brands could eventually reach 1,000 or more units. - DineRock launched a scalable accelerator service for non-investee independent restaurants in late March 2026. - The first four weeks produced about $300,000 in executed and near-executed contracts. - Agility expects the accelerator business could reach annualized sales of $3 million to $7 million by year-end 2026. - The company estimates the business could contribute 30% to 50% of sales to group earnings in 2027. - Agility is marketing the accelerator under the Kitchen to Chain brand on YouTube, Instagram and TikTok. - Agility Capital, Inc., the company’s U.S. subsidiary, is starting boutique investment banking work focused on corporate finance, capital markets advisory and M&A advisory. - Agility partnered with registered broker-dealer Finalis Securities, LLC. - Agility Capital is not a registered broker-dealer. - The company expects modest advisory revenue in the next two years as mandates begin. - Agility also continues to own a 56% interest in a Nicaraguan holding company with six gaming venues and about 685 gaming positions, plus about 13,132 square meters of land across five parcels.

Between the lines: - The annual report suggests Agility is trying to turn a capital-constrained balance sheet into a platform business with multiple revenue engines. - The restaurant push looks designed to combine equity ownership, lending and advisory fees around the same customer base. - The real estate projects could provide near-term monetization while the restaurant platform matures. - The company’s own language points to execution risk: several projects still need permits, tenant transitions and construction timelines.

What’s next: - Agility expects to terminate remaining leases at the office complex and begin condo construction by Q2 2026. - Tenants are expected to start moving into the Lima office building in June 2026. - The company expects the Lima asset to turn cash flow positive by Q4 2026. - Agility expects the condominium project to finish and sell out between late 2026 and early 2027. - The Nicaragua food park prototype is expected to open by Q1 2027. - The company expects to keep building the DineRock restaurant pipeline, accelerator business and advisory practice through 2026 and beyond. - Agility said it will update shareholders if it makes progress on new capital-raising efforts.

The bottom line: - Agility Capital Holding is using its 2025 report to show traction, but the company still needs capital, execution and time to turn its new projects into durable cash flow.